Sell My HSV / Selling with finance owing

Sell your HSV with finance owing

You don't need to pay the loan off before you sell. We deal with your lender and pay you the difference.

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How it works

1. Get your offer from us as normal.

2. You authorise us to get a payout figure from your lender.

3. On the day, we pay the lender directly and pay any balance into your account.

4. The finance is cleared, the PPSR record updates, and you're done.

What if I owe more than the car is worth?

Then you'd pay the difference to the lender. We'll show you the payout figure against our offer up front, so you know exactly where you stand before you agree to anything.

Why this is safer than a private sale

Private buyers are wary of encumbered cars and often walk away. As a licensed dealer we handle the payout properly, so the buyer side is never a problem.

Questions sellers ask

Do I need to pay off my HSV loan before selling?

No. We pay your lender directly from the sale price and pay the rest to you.

Will the finance show on a PPSR check?

Until it's paid out, yes. Once we pay the lender the security interest is removed.

Find out what yours is worth. Free, no obligation.

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